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  • Health Case Study: National States Insurance
    Insolvency  Pricing inadequacies for Long‐Term Care (LTC) insurance, particularly in the FL market ... The Company’s primary lines of business were accident and health, long‐term care, and whole‐life insurance ...

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    • Authors: David Heppen, Patricia Matson, Anna bondyra
    • Date: Jan 2018
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; External Forces & Industry Knowledge>Actuarial theory in business context; External Forces & Industry Knowledge>General business skills
    • Topics: Enterprise Risk Management>Financial management; Finance & Investments>Asset liability management
  • Actuarial Review of Insurer Insolvencies and Future Preventions – Phase 1
    Actuarial ... Note: Long-term care is abbreviated as “LT Care” or “LTC” throughout this report. ... Analysis Some insurer insolvencies point to one primary causal driver, such as fraud. A majority of the ...

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    • Authors: David Heppen, Patricia Matson, Anna bondyra
    • Date: Jan 2018
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; External Forces & Industry Knowledge>Actuarial theory in business context; External Forces & Industry Knowledge>General business skills
    • Topics: Enterprise Risk Management>Financial management; Finance & Investments>Asset liability management
  • Mental Illness and Its Impact on U.S. Mortality and Longevity
    .. 12 1.2 Impact of COVID-19 on Mental Health Care ............................................... ... occurred to the delivery of mental health care. In-person care was limited or modified (to include personal ...

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    • Authors: Rebecca Sheppard, Patricia Matson
    • Date: Nov 2022
    • Competency: External Forces & Industry Knowledge
    • Topics: Demography
  • Emerging Underwriting Methodologies and their Impact on Mortality Experience Delphi Study
    receiving the documents from possibly multiple health care providers, and then reviewing the APS(s). The process ... issue the applicant did not share with their primary care physician. Generally, an APS provides important ...

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    • Authors: Patricia Matson, Jack T Kerbeshian
    • Date: Jul 2018
  • Disparities in the Pursuit of Financial Security in Retirement by Race and Ethnicity: A Review of the Disparities and Key Metrics to Monitor Them in the Future
    levels and between racial and ethnic groups. The primary purpose of this report is to review and summarize ... replacement ratios • Changes in utilization of long-term care insurance • Access, usage and value of annuities ...

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    • Authors: Andrew Larocque, Patricia Matson
    • Date: Mar 2022
    • Competency: External Forces & Industry Knowledge
    • Topics: Pensions & Retirement
  • Behavioral Science Report
    segmentation and how that overlays distribution channels – direct to consumer mail, digital, agent phone sales, and ... that are more complex. An increasing number of direct insurance carriers are interested and asking about ...

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    • Authors: Jack T Kerbeshian, Patricia Matson
    • Date: Jun 2019
    • Competency: External Forces & Industry Knowledge
    • Topics: Actuarial Profession; Life Insurance
  • Yield Curve Extrapolation Methods
    and drawbacks and prevalence of their use. The primary focus of the research is on the U.S. and Canada; ... includes life insurance, annuities, long-term care, guaranteed investment contracts, group annuities ...

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    • Authors: Jack T Kerbeshian, Patricia Matson
    • Date: Feb 2019
    • Competency: External Forces & Industry Knowledge
    • Topics: Enterprise Risk Management; Finance & Investments
  • Life & Annuity Case Study: Lincoln Memorial Life Ins.
    Relative to all life insurers, based on direct written premium and annuity consideration as of ... Memorial’s largest state was Missouri, based on 2007 direct premium, followed by Ohio and Iowa. The Company ...

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    • Authors: David Heppen, Patricia Matson, Anna bondyra
    • Date: Jan 2018
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; External Forces & Industry Knowledge>Actuarial theory in business context; External Forces & Industry Knowledge>General business skills
    • Topics: Enterprise Risk Management>Financial management; Finance & Investments>Asset liability management
  • Property & Casualty Case Study
    Property & Casualty Case Study This case study is intended to educate insurance professionals ... BancInsure’s largest state, based on 2010 direct premium, was Oklahoma, followed by Texas and Nebraska ...

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    • Authors: David Heppen, Patricia Matson, Anna bondyra
    • Date: Jan 2018
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations; External Forces & Industry Knowledge>Actuarial theory in business context; External Forces & Industry Knowledge>General business skills
    • Topics: Enterprise Risk Management>Financial management; Finance & Investments>Asset liability management
  • The Application of Credibility Theory in the Canadian Life Insurance Industry
    methodological approach applied in the Study, and the primary results of the Study. Survey results are summarized ... credibility theory. Further details regarding the two primary methods can be found in Appendix C.

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    • Authors: Leslie Jones, Patricia Matson
    • Date: Nov 2019
    • Competency: External Forces & Industry Knowledge
    • Topics: Life Insurance